ABLE Monitoring

With ABLE Monitoring, business users get extensive loan monitoring capabilities over corporate, retail, and SME portfolios and help lenders to more profitably managing customer and account relationships. ABLE Monitoring Capabilities Foster loyalty Increase customer loyalty by providing targeted offers as a quick reaction to the client’s situation change, through all available channels. Prevent defaults Decrease bad debt portfolio by effective pre-collection and early collections treatments. Boost revenue Boost average customer profitability by pre-approved loans, event-based personalized offers with geo-tagging, and scheduled adjustments of credit limits and rates. ABLE Monitoring Features Cross-sell and up-sell communications Determining target promotions and cross-selling of the next product to make an offer to the customer, and the best channel to make the offer. Financial organizations can target solicitations to low-risk, profitable customers, cross-sell more effectively, and build customer loyalty. Behavior-based pricing With the platform, lenders are able to adjust target pricing based on customer behavior acting not only to invoke punitive pricing when permitted by a service agreement(s), but also to boost revenues by stimulating increased usage. Collections to facilitate cash flow Lenders can increase the effectiveness of collections reducing both collections costs and losses while maintaining customer satisfaction. Card authorizations Allows fast real-time decisions on shadow limits for point-of-sale transactions using 360 customer view to increase revenue and improve the satisfaction of customers. Credit line management Identifies the total credit line to be extended to an account or borrower, improves profits by expanding the buying power of the best customers while limiting exposure from those that are riskier. Custom decision area Any other decision area can be configured for event-based loan treatment and monitoring.